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Want to invest your money but not sure where? We have a slew of thoughts to help you understand investing better and make an informed decision on how to make the most of your money.
Ready to invest portfolios based on on your risk appetite
Want to participate in stock markets but no time to manage your investment portfolio? Just complete the below questionnaire to understand your risk appetite and Get to know which funds are right for you as per your risk appetite. We have made three model risk appetites and we are suggesting mutual funds as per that. I would highly recommend getting on a call with our advisors to choose the right fund as per your risk appetite and your goals, this is just for reference and not an advise.
Model Mutual Fund Portfolio As Per Risk Appetite:
Conservative Investor
Sr.No
Fund Name
Allocation Fund Category
1 Year Returns
3 Year Return
5 Year Return
1.
Kotak Debt Hybrid Fund
25% Conservative
10.45
13
9.28
2.
Axis Liquid Fund
25% Liquid
3.35
4.56
5.57
3.
HDFC Floating Rate Debt Fund
25% Fund Floating Rate
3.35
4.56
5.57
4.
HDFC Floating Rate Debt Fund
25% Corporate Bond
3.35
4.56
5.57
Balanced Investor
The portfolio is invested in 60% equity and 40% debt. This is a medium risk, moderate returns portfolio with a significant explore to top performing large cap stocks and high quality (AAA rated) debt instruments.
Balanced Investor
Sr.No
Fund Name
Allocation Fund Category
1 Year Returns
3 Year Return
5 Year Return
1.
HDFC Balanced Advantage Fund
30% Dynamic Asset Allocation
15.84
16.14
11.65
2.
Axis Focused 25 Fund
10% Focused Fund
9.28
19.53
16.51
3.
Mirae Asset Hybrid Equity Fund
30% Agressive Allocation
12.92
16.58
13.41
4.
HDFC Floating Rate Debt Fund
30% Conservative allocation
10.45
13
9.28
Aggressive Investor
The portfolio is invested in 100% equity. This portfolio has exposure to multi-cap stocks. This is a high risk, high returns portfolio with significant exposure to small and mid-cap stocks
Agressive Investor
Sr.No
Fund Name
Allocation Fund Category
1 Year Returns
3 Year Return
5 Year Return
1.
Mirae Asset Large Cap Fund
30% large cap
14.31
18.1
15.18
2.
Axis Bluechip Fund
30% large cap
10.45
18.55
17.44
3.
Mirae Asset Midcap Fund
20% Mid Cap
24.24
-
-
4.
Axis Growth Opp Fund
20% Large & Mid cap
25.61
25.18
-
PORTFOLIO BASKET BASED ON INVESTMENT OBJECTIVE
Tax Saving Funds
Sr.No
Fund Name
Allocation Fund Category
1 Year Returns
3 Year Return
5 Year Return
1.
Axis Long Term Equity Fund
ELSS
9.49
19.1
15.94
2.
Axis Mirae Asset Tax Saver Fund
Bluechip Fund
ELSS
17.7
23.62
19.08
3.
Canara Robeco Equity Tax Saver Fund
ELSS
16.67
24.05
18.49
4.
Parag Parikh Tax Saver fund
ELSS
28
-
-
International Funds
Sr.No
Fund Name
Allocation Fund Category
1 Year Returns
3 Year Return
5 Year Return
1.
Axis Growth Equity Alpha FOF
Global
13.75
-
-
2.
Motilal Oswal Nasdaq 100 FOF
Global
8.45
28.89
-
3.
Mirae Asset NYSE FANG+ ETF
Global
-
-
-
4.
Edelweiss US Technology Equity FOF
Global
-14.45
-
-
Alternative To Bank FD's
Sr.No
Fund Name
Allocation Fund Category
1 Year Returns
3 Year Return
5 Year Return
1.
SBI Liquid fund
Liquid
3.32
4.48
5.47
2.
ICICI Prudential Liquid Fund
Liquid
3.28
4.52
5.52
3.
DSP Goverment Securites Plan
Government Bond
4.24
9.36
7.64
4.
IDFC Goverment Securites Investment Plan
Government Bond
4.62
9.86
8.04
Low Cost Index Funds
Sr.No
Fund Name
Allocation Fund Category
1 Year Returns
3 Year Return
5 Year Return
1.
ICICI Prudential Nifty Index Fund
Index Fund
14.6
17.93
14.88
2.
SBI Nifty Index Fund
Index Fund
14.41
17.56
14.83
3.
Axis Nifty 100 Index Fund
Index Fund
14.31
-
-
4.
Motilal Oswal Nifty Midcap 150 Index Fund
Index Fund
24.31
-
-
| Sr.No | Fund Name | Allocation Fund Category | 1 Year Returns | 3 Year Return | 5 Year Return |
|---|---|---|---|---|---|
| 1 | Kotak Debt Hybrid Fund | 25% Conservative | 10.45 | 13 | 9.28 |
| 2 | Axis Liquid Fund | 25% Liquid | 3.35 | 4.56 | 5.57 |
| 3 | HDFC Floating Rate Debt Fund | 25% Fund Floating Rate | 3.35 | 4.56 | 5.57 |
| 4 | HDFC Floating Rate Debt Fund | 25% Corporate Bond | 3.35 | 4.56 | 5.57 |
| Sr.No | Fund Name | Allocation Fund Category | 1 Year Returns | 3 Year Return | 5 Year Return |
|---|---|---|---|---|---|
| 1 | HDFC Balanced Advantage Fund | 30% Dynamic Asset Allocation | 15.84 | 16.14 | 11.65 |
| 2 | Axis Focused 25 Fund | 10% Focused Fund | 9.28 | 19.53 | 16.51 |
| 3 | Mirae Asset Hybrid Equity Fund | 30% Agressive Allocation | 12.92 | 16.58 | 13.41 |
| 4 | HDFC Floating Rate Debt Fund | 30% Conservative allocation | 10.45 | 13 | 9.28 |
| Sr.No | Fund Name | Allocation Fund Category | 1 Year Returns | 3 Year Return | 5 Year Return |
|---|---|---|---|---|---|
| 1 | Mirae Asset Large Cap Fund | 30% large cap | 14.31 | 18.1 | 15.18 |
| 2 | Axis Bluechip Fund | 30% large cap | 10.45 | 18.55 | 17.44 |
| 3 | Mirae Asset Midcap Fund | 20% Mid Cap | 24.24 | – | – |
| 4 | Axis Growth Opp Fund | 20% Large & Mid cap | 25.61 | 25.18 | – |
PORTFOLIO BASKET BASED ON INVESTMENT OBJECTIVE
| Sr.No | Fund Name | Allocation Fund Category | 1 Year Returns | 3 Year Return | 5 Year Return |
|---|---|---|---|---|---|
| 1 | Axis Long Term Equity Fund | ELSS | 9.49 | 19.1 | 15.94 |
| 2 | Axis Mirae Asset Tax Saver Fund Bluechip Fund | ELSS | 17.7 | 23.62 | 19.08 |
| 3 | Canara Robeco Equity Tax Saver Fund | ELSS | 16.67 | 24.05 | 18.49 |
| 4 | Parag Parikh Tax Saver fund | ELSS | 28 | – | – |
| Sr.No | Fund Name | Allocation Fund Category | 1 Year Returns | 3 Year Return | 5 Year Return |
|---|---|---|---|---|---|
| 1 | Axis Growth Equity Alpha FOF | Global | 13.75 | – | – |
| 2 | Motilal Oswal Nasdaq 100 FOF | Global | 8.45 | 28.89 | – |
| 3 | Mirae Asset NYSE FANG+ ETF | Global | – | – | – |
| 4 | Edelweiss US Technology Equity FOF | Global | -14.45 | – | – |
| Sr.No | Fund Name | Allocation Fund Category | 1 Year Returns | 3 Year Return | 5 Year Return |
|---|---|---|---|---|---|
| 1 | SBI Liquid fund | Liquid | 3.32 | 4.48 | 5.47 |
| 2 | ICICI Prudential Liquid Fund | Liquid | 3.28 | 4.52 | 5.52 |
| 3 | DSP Goverment Securites Plan | Government Bond | 4.24 | 9.36 | 7.64 |
| 4 | IDFC Goverment Securites Investment Plan | Government Bond | 4.62 | 9.86 | 8.04 |
| Sr.No | Fund Name | Allocation Fund Category | 1 Year Returns | 3 Year Return | 5 Year Return |
|---|---|---|---|---|---|
| 1 | ICICI Prudential Nifty Index Fund | Index Fund | 14.6 | 17.93 | 14.88 |
| 2 | SBI Nifty Index Fund | Index Fund | 14.41 | 17.56 | 14.83 |
| 3 | Axis Nifty 100 Index Fund | Index Fund | 14.31 | – | – |
| 4 | Motilal Oswal Nifty Midcap 150 Index Fund | Index Fund | 24.31 | – | – |